Borrowing Advantages

When you receive a loan from Downpatrick Credit Union Ltd, you will find many advantages in comparison to other institutions:

  • No set-up fees
  • Your loan application will be dealt with strictly on its own merits
  • Your repayments will be tailored to meet your own personal circumstances.
  • Your loan up to £15,000 will be insured at no extra direct cost to yourself (Life Cover)
  • Interest will be payable only on the reducing balance of the loan
  • You can make larger repayments than agreed, with no penalty
  • You can pay the loan off quicker, with no penalty
  • The repayment schedule can be adjusted to meet your own changing circumstances if necessary
  • Member Care Officers who are there to talk to if you find it difficult to meet repayments


heating loan

secure loan

holiday loan